Schemes
Subsidies you may qualify for and never claimed. We help you discover and file them.
Growth Accelerator Program for SMEs
Growth Accelerator Program for SMEs.
A full year of structured support for India's MSME owners, built and led by Rajiv K Chawla.
Why This Exists
You run the business well. The other half is where owners run blind.
Six gaps trip up almost every MSME owner. From today, you do not close them alone.
Structure
A large company still run like a proprietorship. Holding entities and governance in place.
Succession
The next generation, equity splits and written rules, set before you need them.
Capital
Finance beyond the CC limit. Debt, equity and working capital as tools, not threats.
Legal
Contracts, IP and disputes. The small clauses that decide the size of the cheque.
Peers
Other owners at your scale, comparing notes no consultant on retainer can give.
Stop closing these alone.
Apply to the next cohortWhat GAPS Is
Not a course. A full year, on three pillars.
A team that has solved this before, now on your side. The whole programme rests on these three.
Pillar 01
Personalised Support
7 counsels, 1 relationship
Pillar 02
Structured Training
30 touchpoints
Pillar 03
Astro-Numerology
You + family
One programme. One year.
Apply to the next cohortPillar 01 · The Core
One relationship. The whole panel behind it.
Every domain your business touches, handled by people who have done it before.
You
Your Business
Legal & IP
Tax & GST
Subsidies
Funding
Operations
Succession
When a decision comes up, you do not face it alone. You bring it to people who have solved it before.
Pillar 02 · The Rhythm of the Year
A steady rhythm, all year long.
Two online sessions every month, run by domain experts. Plus six in-person events through the year.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
6 offline events — scheduled through the year, not fixed to set months. In-person gatherings where members come together from across India.
24 online
+
6 offline
=
30 touchpoints a year
A Benefit Beyond the Year
Nominations to a fully sponsored 21-day training in Germany.
Selected members are put forward for an immersion in the home of world-class manufacturing. Travel and stay sponsored.
Immersion on the ground in Germany
Travel and stay covered for those selected
Factories, engineering and best practice
Members put forward through the year
A door most owners never get to open, opened for you. You go as part of a group, never on your own.
A door most owners never get to open.
Apply to the next cohortPillar 03 · A Considered Input
Astro-numerology, applied to business decisions.
A dimension most programmes ignore, offered here with intent. One more considered input alongside the numbers, never a replacement for them.
Personal consultation
One to one with Rajiv sir.
Detailed report
In writing, for you and family.
Your decisions
Timing
Names
Launches
Family
A considered input, from Rajiv sir
Not a Random Coach
Someone the Indian SME establishment already trusts.
“I have run businesses, lost them, rebuilt them, and watched the same gaps trip up almost every owner I have met. GAPS is the programme I wish someone had built for me at thirty-five.”
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Jairaj Group
Founder & Chairman. Auto and engineering components manufacturing.
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I AM SME of India
Founder & Chairman.
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Boards
Board of NSIC (6 years). China Trust Commercial Bank (4 years). SIDBI subsidiary companies (4 years).
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Councils
MSE Facilitation Council (12 years). Government committees, including SIPEC and RAMP.
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Legacy
800+ owners mentored, author and columnist.
Your Extended Team
Nine experts, always with you.
Governance, tax, GST and wealth — the veterans who keep your foundations sound
CS Dr. Ajay Garg
Corporate GovernanceCompany Secretary and doctorate, 35+ years in governance, board structuring and compliance.
CA Sangeet K Gupta
Direct Tax & Financial HealthChartered Accountant, 30+ years in direct tax strategy and audit readiness for owner-run books.
CA Rajesh K Khandelwal
GST & Indirect TaxFellow CA, CS, LLB and CPA (Ireland). GST faculty for NACIN, 500+ tax lectures.
Nirmal Bansal
Wealth ManagementUCLA-trained wealth counsel, helping owners grow personal wealth kept separate from the business.
Lekhraj Sharma
Chief Nodal Officer30 years inside administrative systems. Coordinates meetings and looks after your overall member experience.
Subsidy, growth and law — the hands-on operators, for schemes you can claim, the next launch and the courtroom
Parminder Singh
Chief Subsidy Officer30+ years in central and state schemes, supporting SMEs to claim grants and incentives.
Shubham Verma
Growth, GTM & DigitalSerial founder and Shark Tank India finalist. Advises on AI adoption, digital and new-market entry.
Adv. Rahul Gautam
Legal, Supreme CourtSupreme Court advocate, 10+ years in commercial law, contracts and dispute resolution.
Sudiep Kumar
Placement & RecruitmentBuilt leadership teams for growing companies. Helps you hire the people who can actually run the business.
Seven counsels, on call all year.
Apply to the next cohortThe Honest Maths
What a year of GAPS is actually worth.
Priced separately, the access alone runs past twenty lakh. Then the subsidies.
- Personalised access to the 7-counsel panel and Rajiv, all year₹ 5,00,000
- 24 expert-led online sessions (GeM, ITR, GST, labour, hiring)₹ 1,20,000
- 6 in-person events across the year₹ 1,20,000
- Nomination for a fully sponsored 21-day Germany training₹ 10,00,000
- Subsidy and scheme discovery plus filing support₹ 1,50,000
- Company structuring, governance and succession₹ 1,50,000
- Legal and tax resolution, plus astro report (you and family)₹ 1,00,000
Priced separately, a year of this is worth, on average
₹ 21,00,000+
GAPS offers all of it for
₹ 2,40,000
Subsidies you become eligible to claim through the year
₹ 10L to ₹ 2Cr
Based on your sector, size and eligibility. This is the real argument.
₹21,00,000+ in value. ₹2,40,000.
Apply to the next cohortHow to Engage
One programme. One year.
GAPS Premium is the full year. All three pillars, under one enrolment. No tiers, no add-ons.
GAPS Premium
₹2.4L + GST
A full year. All three pillars.
- Full 7-counsel panel as your extended team, all year
- Direct access to Rajiv sir
- 24 expert-led online sessions
- 6 in-person events across the year
- Nomination for the 21-day Germany training
- Subsidy discovery and filing support
- Legal, tax, structuring and succession
- Astro consultation and report for your family
Price exclusive of GST. Seats are limited and confirmed after the fit call.
Video Testimonials
What members say.
Owners and founders, in their own words, on what changed for their business.
Join them, and the 800+ owners Rajiv has mentored.
Apply to the next cohortDownload the GAPS information booklet
The full 13-page programme deck — pillars, panel, maths and pricing.
Apply to the Next Cohort
Bring the business. We will bring the team.
Cohorts are small and by application only. Reach out. There is no commitment to begin with.
01
Tell us about your business in a 15-minute call.
02
Mutual fit check on sector, stage and intent.
03
Enrol and meet your team.